Five Things You Should Know About Money, Even Though They Kind of Suck

It’s all too easy to imagine that money is somehow tied to virtue: If you work hard, live a good life, and do the right thing, everything will work out. You’ll have a great, high-paying job, you’ll earn lots of money, and so on.

It would be nice if things worked that way. But they don’t. The truth is, money doesn’t really care what kind of life you live. Money doesn’t care what you do to earn it. And, if you’re ready to get serious about your finances, it’s important to embrace that truth, even if it kind of sucks.

Here are five more truths about money :

  • Money doesn’t have any feelings or thoughts. It has no idea that it has value. It is just a physical (or electronic) instrument used for commerce. Since it doesn’t think or feel, it doesn’t care where it goes or who keeps it.


  • Money has no values. You could be a criminal or a saint. It doesn’t choose a side. It flows to anyone who understands how he/she can get more of it and leaves those who don’t.


  • Money doesn’t keep score. It doesn’t know that you may have too much of it, or not enough of it.


  • Money is not loyal. It will leave you during times of necessity or desperation.


  • Money is not fair. You can bust your ass working 8- to 12-hour days for a worthy cause and make less money than someone who sells drugs.


Like it or not, you can’t make more money by simply being a good person. The only way to make more money is to grow yourself and your skills. If you can increase the value you bring to others, you’ll put yourself in a position to earn more money.

And remember, money has no conscience, but people sometimes do. Don’t do anything that you feel violates your personal moral code or values.  There’s no point in having a lot of money if you’re ashamed to look at yourself in the mirror every day.